For Veterans & Military Families
Texas VA Loans
Thank you for your service. VA loans offer exceptional benefits for Texas veterans and active-duty service members, including no down payment and no private mortgage insurance. Compare to conventional loans or use our mortgage calculator to see your potential savings.
VA Loan Benefits
- No down payment required
- No private mortgage insurance (PMI)
- Competitive interest rates
- Limited closing costs
- No prepayment penalties
- Flexible credit requirements
- Reusable benefit
Who Is Eligible?
You may be eligible for a VA loan if you meet one of these service requirements:
- 90 consecutive days of active service during wartime
- 181 days of active service during peacetime
- 6 years in the National Guard or Reserves
- Spouse of a service member who died in the line of duty
- Spouse of a service member who is MIA or POW
VA Loan vs. Conventional Loan
See how VA loans compare to conventional financing
VA Loan
- Down Payment0%
- PMINone
- Funding Fee1.25% - 3.3%
- Credit FlexibilityMore Flexible
Conventional Loan
- Down Payment3% - 20%
- PMIRequired if <20% down
- Funding FeeNone
- Credit FlexibilityStricter
Related Programs
VA Loan Specialists
Our team includes VA loan specialists who understand your unique needs and benefits.
Contact Us