Today's Texas Mortgage Rates
Compare current mortgage rates for all loan types. Our rates are updated regularly to reflect market conditions. Get a personalized quote based on your specific financial situation.
Today's Texas Mortgage Rates
Conventional 30-Year
Fixed-rate mortgage for qualified buyers
Conventional 15-Year
Build equity faster with lower rates
FHA 30-Year
Lower down payment requirements
VA 30-Year
Exclusive rates for veterans
USDA 30-Year
Zero down for rural properties
Jumbo 30-Year
For loan amounts over $766,550
Rates shown are for informational purposes only and are subject to change without notice. Your actual rate will depend on your credit score, down payment, loan amount, and other factors. Contact us for a personalized quote.
Understanding Mortgage Rates
Mortgage rates in Texas vary based on multiple factors including the type of loan, your credit profile, and current market conditions. Texas has a diverse housing market, from affordable suburban homes to luxury properties in major metros like Austin, Dallas, and Houston.
Our team monitors daily rate movements and can help you time your lock to get the best possible rate. Whether you're buying your first home or refinancing, we'll help you understand your options.
Get Your Personalized Rate
The rates shown above are sample rates and may not reflect your actual rate. Your personalized rate depends on your unique financial situation, including:
- • Credit score and history
- • Down payment amount
- • Loan amount and property value
- • Debt-to-income ratio
- • Property type and location
Next Steps
Ready to move forward? Here's how to get started with your Texas mortgage.
Frequently Asked Questions
Lock in Today's Rates
Don't let rates rise. Get your personalized quote and lock in your rate today.