Texas's #1 Mortgage Partner

Your Path to Homeownership
in Texas

Competitive mortgage rates, personalized service, and a streamlined process designed to help Texans achieve their dream of homeownership.

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Today's Texas Mortgage Rates

Last updated: January 21, 2026 at 10:00 AM

Conventional 30-Year

6.875%Rate
APR: 6.952%
Points: 0.5

Fixed-rate mortgage for qualified buyers

Conventional 15-Year

6.125%Rate
APR: 6.235%
Points: 0.5

Build equity faster with lower rates

FHA 30-Year

6.500%Rate
APR: 7.156%
Points: 0

Lower down payment requirements

VA 30-Year

6.250%Rate
APR: 6.478%
Points: 0

Exclusive rates for veterans

USDA 30-Year

6.375%Rate
APR: 6.512%
Points: 0

Zero down for rural properties

Jumbo 30-Year

7.125%Rate
APR: 7.198%
Points: 0.75

For loan amounts over $766,550

Rates shown are for informational purposes only and are subject to change without notice. Your actual rate will depend on your credit score, down payment, loan amount, and other factors. Contact us for a personalized quote.

Texas Mortgage Loan Programs

Whether you're a first-time buyer, veteran, or looking to refinance, we have a loan program that fits your needs.

FHA Loans

Low down payment options for first-time buyers. Credit-friendly requirements.

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VA Loans

Zero down payment for veterans and active military. Competitive rates.

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Conventional Loans

Flexible terms with competitive rates for qualified borrowers.

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Why Choose Texas Mortgage Lender?

We're committed to making your home buying experience smooth and stress-free.

Fast Pre-Approval

Get pre-approved in as little as 24 hours with our streamlined process.

Expert Guidance

Our Texas-based loan officers guide you through every step of the process.

Competitive Rates

We shop multiple lenders to find you the best rates available in Texas.

Serving Texas Communities

From the rolling hills of Austin to the energy capital of Houston, we help Texans across the state find their perfect home.

Ready to Get Started?

Take the first step toward homeownership in Texas. Our mortgage experts are here to help you find the right loan for your needs.